Insights with BWPG

Pension retirees face a higher tax floor in retirement than non-pension retirees. Learn how FERS and other pension households can plan for taxes through Social Security timing, RMD management, Roth strategies, taxable accounts, and early pre-retirement planning.

A simple year end financial checklist covering retirement deadlines, tax moves, FSA and HSA rules, Roth conversion timing, and key planning reminders to prepare for the new year.

A high yield savings account protects your balance, but taxes and inflation can still reduce your real return. Learn when a HYSA makes sense and where it falls short.